Refinance Loans
Cash Out Refinance
A cash out refinance will replace (payoff) your existing mortgage with a larger loan and pays out the difference directly to the borrower. In the state of Texas, a borrower cannot borrow in excess of 80% of the home’s value for the purpose of receiving cash back out of the property. A cash out refinance also allows the borrower to take advantage of lower rates and adjust their remaining loan term, with the added feature of taking cash out of the property if there is sufficient equity.
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