Home Loan Toolkit

The toolkit provides a step-by-step guide to help you understand the nature and costs of real estate settlement services, define what affordable means to them, and find your best mortgage.

Mortgage Application Checklist

To help you to be better prepared for the mortgage application process, we have outlined the basic information that will be requested whether you apply online, on paper, by phone, or in person.

Mortgage Calculator

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CHARM Booklet

This “Consumer Handbook on Adjustable-Rate Mortgages” document explains what you need to know about adjustable-rate mortgages. This booklet was initially prepared by the Board of Governors of the Federal Reserve System and the Office of Thrift Supervision in consultation with the organizations listed below.